limited-time refinance special

3/1 adjustable rate mortgage

For a limited time, we’re offering a special rate when you refinance to a 3/1 adjustable rate mortgage starting as low as 5.490% interest rate1 and 5.581% APR1.

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your card, your choice

0% APR for the first 6 months on purchases and balance transfers1 then as low as 12.24% APR2

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home is where the cash is

Get a Home Equity Line of Credit with a 6-month intro rate as low as 5.99% APR4 with autopay from a United checking account.

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share certificate special

Pair a certificate special with an Ultra Checking account and earn up to 4.00% APY1 for 12 months, or 3.50% APY1 for 24 months. IRA eligible.

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earn more

with Ultra Checking
earn up to 5.00% APY1

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United for Western North Carolina

If you’ve been financially disrupted by the impacts of Hurricane Helene, we’re here for you. With numerous financial assistance options available, all of Team United stands ready to support you and your family during this difficult time.


resource center

become a member today

It really is that simple. Just click and we’ll help you every step of the way.

Join United Federal Credit Union


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